You know when your driving down the highway and you see that traffic is starting to slow down, and eventually you see that there's an accident. Well, I'm that jackass that caused one yesterday. I still can't believe that I did such a stupid thing. I've never had an accident before - causing or receiving. I'm driving up the on-ramp and I see the cars in front of me also going up it. I look over my left shoulder to check for on-coming traffic, look to the front, and slam on the brakes - BAM! I hit the guy in front of me. We're both okay, no injuries.
His car was 10 days old. My cars was 9 years old, about 89K miles on it, and I just bought new tires and all new drive belts. I wanted to keep it for another few years, at least to 100K. The repair shop said it might cost $5K to fix, and that's about the Blue Book value of it.
I think the worst part of this is that I'm the cause of it. I've inconvenienced the guy in front of me, his family, the tow truck operator, the police officers, the EMS guys, my family, the insurance company. Not just last night, but for a while. I've let these people down due to my own stupidity. And I'll pay for it - my insurance will go up, I've either have to fix my car (if it doesn't get totalled) or I now have to buy a new car.
Emotionally I feel awful. I replay what happened in my head and think that if I had just done something different - left work earlier or later, taken a different route, swerved instead of slam on the brakes. I'm generally not an irresponsible person. But I've done this irresponsible act.